We have a detailed title search completed and then one of the Kenyon Law Attorneys reviews the abstract including prior deeds, property and name indexes, and many other documents to ensure that there are no liens or problems associated with your ownership of the property. We cover all of Rhode Island!
We are an Agent to all the major Title Insurance Companies: First American, Commonwealth, Chicago, Fidelity, CATIC, and Stewart. We can issue Lender and Owner Policies. Lender's title insurance policies are required when purchasing a home with a mortgage. It insures the lender's lien (mortgage) but does not protect the Buyer's equity. An Owner's title insurance policy is optional. It protects the homeowner's investment in the event someone challenges their ownership of the home. It is a one time charge and the policy lasts for as long as they, or their heirs, own the property.
REAL ESTATE PURCHASE CLOSINGS
With 24 years in this business we know how to resolve problems and get you to a closing table quickly and stress free. We can host closings at our Wakefield office, our Warwick office, or wherever our clients prefer. We work in conjunction with 4 Real Estate Attorneys at Kenyon Law Associates, LLP which enables us to be very flexible.
REAL ESTATE REFINANCE CLOSINGS
We are an Approved Settlement Agent for all the Major RI Lenders--- BankNewport, BankRI, Bank of America, Citizens Bank, Embrace Home Loans, HarborOne Mortgage, Homestar Mortgage, Pawtucket Credit Union, The Washington Trust, and Westerly Community Credit Union to name just a few.